

A lawyer married a woman who had previously divorced ten husbands. On their wedding night, she told her new husband, "Please be gentle; I'm still a virgin."
"What?" said the puzzled groom. "How can that be if you've been married ten times?"
"Well, husband #1 was a Sales Representative; he kept telling me how great it was going to be.
Husband #2 was in Software Services; he was never really sure how it was supposed to function, but he said he'd look into it and get back to me.
Husband #3 was from Field Services; he said everything checked out diagnostically but he just couldn't get the system up.
Husband #4 was in Telemarketing; even though he knew he had the order, he didn't know when he would be able to deliver.
Husband #5 was an Engineer; he understood the basic process but wanted three years to research, implement, and design a new state-of-the-art method.
Husband #6 was from Finance and Administration; he thought he knew how, but he wasn't sure whether it was his job or not.
Husband #7 was in Marketing; although he had a nice product, he was never sure how to position it.
Husband #8 was a psychiatrist; all he ever did was talk about it.
Husband #9 was a gynecologist; all he did was look at it.
Husband #10 was a stamp collector; all he ever did was...God, I miss him!
But now that I've married you, I'm really excited!"
"Good," said the lawyer, "but, why?"
"Duh; you're a lawyer. This time I know I'm gonna get screwed!"

Sabda Rasulullah SAW yang maksudnya:
”Berhati-hatilah kamu dalam berhutang, sesungguhnya hutang itu mendatangkan kerisauan di malam hari dan menyebabkan kehinaan di siang hari.”
- Riwayat al-Baihaqi
”Berhati-hatilah kamu dalam berhutang, sesungguhnya hutang itu mendatangkan kerisauan di malam hari dan menyebabkan kehinaan di siang hari.”
- Riwayat al-Baihaqi
Huraian
i) Strategi pengawalan perbelanjaan adalah bergantung pada kesesuaian dan keperluan tertentu seseorang atau sesebuah keluarga. Pepatah ada mengatakan “ Beringat sebelum kena, berjimat sebelum habis”.
ii) Seharusnya setiap individu mengamalkan sifat ‘qanaah’ iaitu bersyukur dan redha dengan apa yang ada serta memastikan bahawa keperluan tidak melebihi kemampuan. Amalkan sikap berjimat cermat dan membuat simpanan (tabungan) bagi mencapai keselamatan ekonomi kerana orang yang mengamalkan sikap tamak dan boros sehingga sanggup berhutang bukan sahaja boleh meningkatkan inflasi malah membawa kemuflisan dan kepapaan.
iii) Hutang wajib dibayar sesuai dengan waktu yang dijanjikan iaitu tidak menangguh-nangguhkannya. Adalah dikira berdosa bagi orang yang tidak mahu membayar hutangnya dengan sengaja walau bagaimana kecilpun hutang tersebut. Hal ini termasuk juga hutang yang berlaku dengan orang yang bukan Islam serta seseorang yang berhutang tetapi telah meninggal dunia dan belum sempat membayar hutangnya. Maka ahli waris si mati hendaklah berusaha untuk melangsaikannya.
iv) Islam selaku agama yang sempurna telah menyusun beberapa langkah mengenai proses berhutang di mana hutang yang dibuat hendaklah dicatat jumlah dan masa pembayarannya serta dilantik seorang penulis yang adil sebagai saksi. Ia bertujuan untuk mengelak dari sebarang penipuan dan penganiayaan.
v) Sesungguhnya melepaskan hutang orang menghutangi kita adalah suatu perbuatan yang mulia. Ganjaran yang besar menanti iaitu berupa naungan Arasy di akhirat kelak.
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